Description

Numbers you need to provide

• your expected portfolio value the moment you want to start modeling to withdraw money
• the average rate of return you expect to have for your investments
• your withdrawal rate – question if the 4 % rule and withdrawal rate is right for you
• the expected inflation rate – research the inflation rate over the last decades for the country you live in to calculate the average

How your Calculator works

After entering your numbers the tool does the work for you: You see the value of your stock market portfolio for the next 20 years. Also, you get the withdrawals from your portfolio for each month and year. So, you know exactly how much money you will get right into your bank account as your passive income. In the end, you see how your portfolio’s value changes over time while withdrawing money from it.

A graph area visualizes your portfolio‘s growth if choosing one specific withdrawal rate compared to another.

Special bonus

For every year after year 1 of withdrawing money from your stock market portfolio your numbers are automatically adjusted for inflation after your personal inflation rate.