Semi-retirement isn’t a compromise — it’s a strategy.
It means designing a life where work is optional, not obligatory. Where you cover your basics with part-time income, let your investments grow, and stop waiting for some future retirement date to start living.
On this page you’ll find everything I’ve learned about making semi-retirement work as a working mom in Germany: how to calculate your FIRE numbers (FIRE, Barista, Coast), how to find work you actually want to show up for, and how to build a daily life that already feels like enough — before you hit your final FIRE number.
Whether you’re just discovering the concept or actively planning your exit from full-time work, these posts will help you think clearly about what semi-retirement looks like for your family, your income, and your version of financial freedom.
Start wherever feels most relevant. There’s no single path — only yours.
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⭐Our newly released FIRE Calculator
End your day stress-free with this free and customizable Evening Routine Checklist!
Whether you want to establish a new routine or refine your current one, this printable will help you stay organized and unwind with ease. Download it today and set yourself up for a smoother tomorrow!
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Whether you’re looking to create a brand-new routine or tweak your existing one, this printable will help you stay organized and stress-free. Download it today and take control of your mornings!
Get your free copy of the Investment Growth Calculator to see what happens if you start investing a certain amount of money every month now. How could that boost your retirement plan? The goal is to visualize that if you start investing (more) money, you can cover your retirement gap later.
Get your free copy of the Compound Interest Calculator to learn about the easiest way to double your money in the stock market. Compound interest is a simple dynamic that turns even small investments into big returns over time. The goal is to see how your portfolio grows in the back if you simply let your money sit in the market for decades.
Get your free copy of the Simple Bare Bones Budget Calculator to plan for times when money is tight because of less income, higher expenses or both. The goal is to improve your budget to the point where you can still live a family life you enjoy on a budget you can afford.