Barista FIRE is about eventually achieving Financial Independence one day while working a job you love deeply along the way. You can use our FREE Barista FIRE Calculator to run your numbers and explore how you can enjoy a Barista […]...
Marc and I are budgeting for 10 years now. But just recently, we learned how to get one month ahead by using last month’s income for this month’s expenses. It was revolutionary for us and could take the stress out […]...
I thought I’d have to save and invest 50 % of my income, every month, to ever retire early. But actually, I don’t. Instead, this is how you and I should invest to achieve financial freedom which might surprise you. […]...
Imagine you front-load your investments and retirement account early on. From now on, you can afford to stop investing and earn less. You can “coast” into retirement with an easy job. Our calculator tells you exactly when this will be [&h...
There is a more balanced way to achieve early retirement than working, saving and investing like crazy for 10+ years to fund it. And it only takes 5-10 years. Semi-Retirement or Semi FI is a new (Millennials’) FIRE movement—Financial Independ...
FIRE Financial Independence Retire Early first seemed like we needed to work like a maniac and save like a penny-pincher. So, we did. While raising small kids. That pushed us to our limits. But actually that’s not necessary. Here’s why. [...
“I don’t want to make sacrifices for saving money. I want to treat myself to certain things, and if I want to buy a bike, I go out and buy it.” a friend recently said. Can you save money without […]...
Budgeting for my family has been a roller coaster ride. Until I created a values-based budget. Finally, I was able to create a budget for my family that really worked. To this day, it still does. In this article, I’ll […]...
After years of writing out a budget only to break it over and over again I found IT! The frugal values based budget is by far the only budget that actually worked for our family‘s goal: achieving FIRE – Financial […]...
I had spent a lot of money on things I didn‘t really care about. I just did it habitually. 10 bucks here, 50 there. It adds up. Especially over the course of one year (for us it was €12,000 in […]...
What‘s the WHY behind the dream of early retirement Behind planning your day however you want sooner than later in life Behind never having to work again to pay your bills as money grows on trees (or in your stock […]...
Hello new investors! Before I started investing my money I wondered what are the things I actually need to do before starting investing my money. There are so many recommendations out there that can be quite confusing. In this post […]...
